←Untitled model

Money

Money from outside, money owed, and the clock it moves on. Each line is a kind of money event — the kind decides which of your statements move, and the line under it says which.

Money coming in

The type matters — a loan must be paid back, an investment sells a share of the company, a grant is earned by meeting its conditions. Each lands on its own row of the cash grid, and that difference is the point.

Money going out once

A single payment in one month — a launch campaign, a deposit, a licence. It counts as a cost in that month. Equipment the company keeps comes later.

How money moves

VAT is a tax you collect for the state on what you sell and get back on what you buy — never your income, never your cost. Say whether you are registered; blank keeps VAT out of this model.

Where it lands: costs are counted the month they happen; the cash leaves later. Cash and runway move, profit does not.

Tax

Type your country's rates — this model never guesses a country. Leave all three blank and tax stays out of the model; the profit statement then says so on its tax line.

While these are blank the statement prints “Income tax — not modelled”. Fill in all three and tax is charged against profit — and leaves the bank the number of months later that you state.

What customers owe you is in the model: each way you make money says when its money actually arrives, and a share never paid is counted as lost. So the cash curve follows the money arriving, not the sale. What you owe is in the model once you say when you pay your suppliers; blank means every cost is paid the month it happens. Money from outside is entered here — a loan, an investment or a grant each move the model differently, and that difference is the point. Tax is yours to state. Still honestly absent: equipment and other things you buy to keep — nothing here buys a machine, spreads its cost over years or sells it.

← CashNext — Your model →